Credit Services | True Dreams Financial

HOW IT WORKS

STEP 1: CREDIT CONSULTATION

STEP 2: CREDIT ANALYSIS/ AUDIT

Think of your credit consultation as your first step to financial freedom.

This is your opportunity to gain some clarity on restoring your credit. We will also work together to create your financial goals and develop a plan of action to get your credit back on track.

STEP 2: CREDIT ANALYSIS/ AUDIT

This is when we will take an

in-depth look at your credit report to assess any items that are reporting incorrectly.

This is done with all 3 bureaus.

As a TDF partner, you will have 24/7 secured access to our client portal so you can track your progress.

STEP 3: DISPUTE PROCESS

STEP 2: CREDIT ANALYSIS/ AUDIT

STEP 3: DISPUTE PROCESS

Now it's time to dispute!

Once we have assessed your specific needs and indicated the incorrect items on your report, we will send out customized letters on your behalf to all 3 credit bureaus.

We will continue the dispute process every month until all inaccuracies are removed or you are satisfied with your score. Please allow 30-45 days to see results.

ENROLLMENT

PLEASE READ THE FOLLOWING BEFORE YOU FOR ENROLL.

1. When entering your information, please double check that you entered everything correctly.

True Dreams Financial requires ALL partners to maintain active credit monitoring. Credit monitoring is CRUCIAL . You will pay $1 for the first (7) seven days and $21.99 per month thereafter. This will allow us to track your progress during your credit repair journey (deletions, score changes, new accounts, etc). Any client that cancels and/or changes their credit monitoring service will be suspended from the program.

3. Please do not enroll if you have an ACTIVE BANKRUPTCY as we will not be able to help.

Dismissed/Discharged bankruptcies are OK.

4. Please do not enroll if you are not able to complete your on-boarding within 48 hours. On-boarding takes about 10 to 15 minutes to complete. If it’s going to take you longer than 48 hours, please do not sign up for our services.

5. Please do not sign up if you are currently behind on paying your bills. We do not want our services to become a burden for you. Old accounts are fine but if you are behind on your current accounts, please do not sign up.

Please understand that credit restoration is not an overnight process and it can be anywhere between 3-9 months to restore your credit, mishandled credit doesn't happen overnight so when it comes to restoring it, we ask that if you're going to join the program that you be patient! After our initial consultation we will construct a customized plan for you!

After submitting your information, you will be redirected to a scheduling page to schedule your Welcome Call with our team. Please select a day/time that works best for you.

OUR Services INCLUDE

HOW IT WORKS

STEP 1: CREDIT CONSULTATION

STEP 2: CREDIT ANALYSIS/ AUDIT

STEP 2: CREDIT ANALYSIS/ AUDIT

Think of your credit consultation as your first step to financial freedom.

​

This is your opportunity to gain some clarity on restoring your credit. We will also work together to create your financial goals and develop a plan of action to get your credit back on track.

STEP 2: CREDIT ANALYSIS/ AUDIT

STEP 2: CREDIT ANALYSIS/ AUDIT

STEP 2: CREDIT ANALYSIS/ AUDIT

This is when we will take an

in-depth look at your credit report to assess any items that are reporting incorrectly.

This is done with all 3 bureaus.

​

As a TDF partner, you will have 24/7 secured access to our client portal so you can track your progress.

STEP 3: DISPUTE PROCESS

STEP 2: CREDIT ANALYSIS/ AUDIT

STEP 3: DISPUTE PROCESS

Now it's time to dispute!

​

Once we have assessed your specific needs and indicated the incorrect items on your report, we will send out customized letters on your behalf to all 3 credit bureaus.

​

We will continue the dispute process every month until all inaccuracies are removed or you are satisfied with your score. Please allow 30-45 days to see results.

ENROLLMENT